Here's what our personal loans can do for you.

Loans up to 35kLoans up to $50Million2Customize your loan
Pay $0 in feesPay up to 1% in feesNo originations fees or prepayment penalties
8.99% APR5.00% APRLow rates starting at
Funds next dayFunds Next Business day1Get money fast
Pre-qualify instantlyPre-qualify instantly3Credit decision in 1 hour

What can I use my personal loan for?

Personal loans can be used for almost anything. A personal loan is an amount of money borrowed at a fixed rate that needs to be repaid in a specific amount of time. If you make the right decision, you could get a low rate for a personal loan and use it for debt consolidation or even home improvements. We share below some of the common uses of a personal loan online.

Debt Consolidation

Debt Consolidation

Consolidate your debt into one easy to manage payment.

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Small Loans

Small Loans

A Small personal loan is typically a loan that ranges from $2,000 to $35,000, no collateral or equity required.

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Why an Topcreditloan Personal Loan Online?

 TopcreditloanMarcusLending ClubDiscover
1-Hour Credit Decision3 
Next-Business Day Funding1  
No Origination Fees 
No Prepayment Fees
Flexible Loan Payment Schedule4   
Monthly Payment Calculator
Pioneer in Online Lending (since 1998)   

*Information as of January 2020.

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